|Finance Offers||Payments||Duration||Interest Rate||Deposit||Cost Of Credit||Total Repayable|
|12 Months Interest Free Credit at 0% APR||£ P/M||Months||% APR||£||£||£|
|24 Months Low Rate Credit at 9.9% APR||£ P/M||Months||% APR||£||£||£|
Finance is a great way to spread the cost of your purchase. To make it easy we’ve teamed up with Deko whose technology lets you apply for and complete a loan application quickly, easily and informatively (see examples below).
This is a great way to spread the cost of training over a timeframe to suit you, at a competitive rate or even Interest Free, plus you can repay some or all of your loan at any time without any early repayment charge. The advantages of using the finance offered by Logic4training would be:
Available finance options from Logic4training
Finance is available over 12 or 24 months and is subject to age and credit status.
Your application will be assessed based on eligibility, credit history and affordability with Deko advising you of the outcome in just a few seconds (via email). It’s important to know that when applying for finance a hard credit check is made which will be recorded on your credit file.
If approved for finance, Deko will let you know who your lender is and provide you with their full contact details and information. You then just need to digitally sign your credit agreement, pay your deposit and wait for your order to arrive.
In a few cases, your application may be referred to a lender for manual assessment and you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance it could be for a variety of reasons and the lender will be able to give you more information.
The application will be submitted at the rate you choose but depending on your credit history and your risk rating you may be offered a higher rate. This is determined when you submit the application to the lender, we do not have any influence in this.
A deposit is required to confirm the finance agreement. This has to be a minimum of 10% up to a maximum of 50% value.
As one of the criteria being assessed as part of the loan application is affordability, our experince is the more you are able to put down as a deposit the more likely you are to be accepted for the finance.
You will only be considered for finance if you:
Yes. This is a regulated industry and as such there is a 14 day cool off period where you can withdraw from the credit agreement after signing your documents. If you wish to continue with the course you will need to pay for the course in full using an alternative method. You should be aware of our cancellations policy within our terms and conditions as you may not be able to cancel the course depending on how much notice you give us.
Yes, you can bundle courses together under 1 finance agreement
Gas Logic Ltd is authorised and regulated by the Financial Conduct Authority, register number 648975 and act as a credit broker and not a lender. Finance is provided through the Deko platform by Omni Capital Retail Finance Limited. Omni Capital Retail Finance Limited is authorised and regulated by the Financial Conduct Authority (register number 720279).
Logic4training is a trading name of Gas Logic Ltd. registered in the UK under Company No.4112853
Deko is a trading name of Pay4Later Ltd which act as a credit broker and not a lender. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please go to www.dekopay.com/support or visit www.dekopay.com.